Rich The Kid & Usher Involved In Armed Robbery At Famous Hollywood Studio

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Police: WR Brown involved in domestic dispute

The Hollywood Police Department in South Florida confirmed to ESPN that Steelers wide receiver Antonio Brown was involved in a domestic dispute in January and that no arrests were made.
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Layzie Bone Involved in Paternity Case Over Baby Girl

Layzie Bone’s getting dragged to court in a new paternity case … TMZ has learned. According to legal docs obtained by TMZ … the Michigan Department of Health and Human Services has filed a paternity complaint against the Bone Thugs-N-Harmony rapper…

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Christina Milian Involved in Altercation with Bar Bouncer

Christina Milian got caught up in an altercation with a bar bouncer who blocked would her and a friend, and it eventually sparked a brawl and a call to cops … TMZ has learned. Christina and a group of women, including “WAGs” star Nicole…

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Lance Bass Might Be Involved in HGTV’s New ‘Brady Bunch’ House Project

Lance Bass might have lost a bidding war with HGTV over the ‘Brady Bunch’ house — but he’s still got a shot to be a part of the iconic property’s future … TMZ has learned. Sources close to the situation tell us HGTV brass privately reached out to the…

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‘DWTS’ Stars Involved In Multi-Car Pileup In Iowa, Officials Confirm Nobody Was Hurt

Officials say a bus carrying the touring cast and crew of “Dancing with the Stars” was involved in a massive pileup during a snow storm in central Iowa, but no one on the bus was seriously hurt.


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Victoria Beckham Is Not Involved in Possible Spice Girls Reunion

The Spice Girls are inching closer to a full-on comeback, but it’s gonna be tough — ’cause Victoria Beckham doesn’t wanna be part of it … TMZ has learned. Sources close to Victoria tell us she will not be involved in any possible Spice Girls…

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Everybody gets involved as Lonzo Ball, Lakers blow out Pistons

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Kevin Hart Deeply Involved in Police Extortion Investigation, Talking to Law Enforcement Today

Kevin Hart is aggressively helping authorities nab the people who tried extorting him over that sexually charged video … and TMZ has learned he’s speaking with them today to tell them everything he knows. Sources connected with Hart tell us Kevin is…

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Jason Aldean Tour Truck Involved In Crash In Canada

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The Game — Hints He Was Involved in Rival’s Death (VIDEO)

[[tmz:video id=”0_9bzsliw9″]] It sounds like The Game snitched on himself by strongly suggesting he played a part in killing a man who — legend has it — whupped Game’s ass in an L.A. mall 4 years ago. Game was on The Breakfast Club, and possibly…

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Filing for Ex-Spouse Social Security Benefits: Does Your Ex Have to Be Involved?

Dear Carrie,

I’m turning 65 in a few months, and getting close to retiring. My ex is also turning 65, and as far as I know, he’s still working. I’d like to file for my ex-spouse’s Social Security benefits, but don’t really want to talk to him about it. Does he have to be involved?

–A Reader

Dear Reader,

I’m getting a lot of questions about ex-spouses and Social Security lately, so I’m going to try to broaden my answer to yours to cover a few more bases.

The direct answer to your question is no, your ex doesn’t have to be involved for you to collect benefits based on his record–assuming that your marriage and divorce status qualifies under Social Security rules governing ex-spouse benefits. He doesn’t even have to have filed for benefits himself; he only has to be eligible (at least age 62). As long as he’s eligible to collect, you’re eligible for a spousal benefit.

Your own age plays a part in how much that benefit will be. Once you’re 66, or what the IRS calls your full retirement age (FRA), you’re entitled to 50 percent of your ex’s full primary insurance amount (PIA), which is the benefit he would get at his FRA. So if your ex’s PIA were estimated to be $ 1,600, at your FRA you’d collect $ 800. But if you collect early, there’s a penalty in the form of a reduction of 25/36 of 1 percent for every month you’re ahead of your FRA. Therefore, collecting at your current age of 65 (12 months early) would permanently reduce your benefit by just over 8 percent. Based on this example, you’d collect about $ 733.

Unfortunately, if you aren’t in touch with your ex and don’t know his PIA, you won’t know exactly what your spousal benefit will be until you file. The Social Security Administration (SSA) can’t tell you anything in advance.

Bottom line, the fact that your ex doesn’t have to be involved can be a plus–but figuring out how to maximize your benefit requires a closer look.

Digging into the details

Your age, the length of your marriage and your current marital status all factor into whether you qualify for an ex-spousal benefit. I’ve described these in another column, and chances are you’ve read them before, but I think they bear repeating. In a nutshell:

  • You must be at least 62 years old.
  • You must have been married for a minimum of 10 years.
  • If your ex hasn’t yet filed for benefits but is eligible, you must have been divorced for two years.
  • You must be currently unmarried.
  • If you did remarry, that marriage must have ended.
  • If you’re under your FRA, the benefit based on your own work record must be less than the spousal benefit from your ex.

If you have more than one ex-spouse (with a minimum 10-year marriage), you can collect on either spouse’s record, but not both. Likewise, you can’t collect simultaneously on your own work record and an ex’s. It’s one or the other.

Important tips about timing

If you meet these basic qualifications, the next step is to decide when to file. Here’s where it can pay to do some strategizing. To help clarify, let’s look at a couple of scenarios.

Filing before FRA–Helen and John have been divorced for seven years after a 20-year marriage. She wants to collect a spousal benefit on John’s record at age 62, and then switch to her own benefit at her full retirement age.

Unfortunately, this wouldn’t work. When you file for ex-spousal benefits before your FRA, you can’t then switch to your own benefits. Not only that, at age 62 your benefit would be the greater of either your own benefit (reduced because you filed early) or the spousal benefit (also reduced). As you can see, filing before your FRA not only lowers your benefit amount, it limits your options.

Filing at FRA–Todd and Gwen divorced after 10 years of marriage. Gwen remarried but Todd didn’t. Todd is now 66 and Gwen is 64. Even though Todd’s full benefit is higher than Gwen’s, he wants to collect on her work record and let his own benefit grow until he reaches 70.

This is a realistic strategy. First, Gwen’s marital status doesn’t affect whether or not Todd can collect on her record; only his own marital status is important. Also, even though Gwen is younger, at age 66 Todd can collect 50 percent of the full benefit she would receive at her FRA. And because Todd is at his FRA, he can choose to collect the spousal benefit now and switch to his own benefit later. Every year he waits to collect on his own work record, he’ll earn delayed retirement credits of around 8 percent until he reaches 70.

As you can see, the main issue is whether you file before or after your FRA. In my opinion, it’s generally best to wait unless you’re in a financial bind. But never postpone a spousal or ex-spousal benefit past FRA because it maxes out at that age.

An extra word about remarriage–and survivors’ benefits

The issue of remarriage can be confusing because the rules are different for spousal and survivors’ benefits. As I said, you must be unmarried to collect any ex-spousal benefit. However, with survivor benefits, if you remarry after age 60, you can collect on your ex’s record no matter your marital status. Plus, if you’ve survived more than one spouse, you can choose to collect on the one with the higher benefit–and even switch between them if, for instance, a spouse with a lower benefit dies before a spouse with a higher benefit.

The SSA does a pretty good job of explaining the details at ssa.gov, however, if you still have questions, you could look for a financial advisor who specializes in Social Security issues. You don’t want to leave money on the table!

For more updates, follow Carrie on LinkedIn and Twitter.

Looking for answers to your retirement questions? Check out Carrie’s new book, “The Charles Schwab Guide to Finances After Fifty: Answers to Your Most Important Money Questions.”

This article originally appeared on Schwab.com. You can e-mail Carrie at askcarrie@schwab.com, or click here for additional Ask Carrie columns. This column is no substitute for an individualized recommendation, tax, legal or personalized investment advice. Where specific advice is necessary or appropriate, consult with a qualified tax advisor, CPA, financial planner or investment manager.

COPYRIGHT 2015 CHARLES SCHWAB & CO., INC. (MEMBER SIPC.) (0815-5235)

— This feed and its contents are the property of The Huffington Post, and use is subject to our terms. It may be used for personal consumption, but may not be distributed on a website.




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12 Father’s Day Cakes That’ll Make His Day (Beer And Bacon Are Involved)

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Oh, and yeah … there’s bacon involved.

— This feed and its contents are the property of The Huffington Post, and use is subject to our terms. It may be used for personal consumption, but may not be distributed on a website.

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Bobby Shmurda Involved In Bloods vs. Crips Brawl

Bobby Shmurda is still in jail, and is experiencing all the struggle that comes with it. The “Hot Ni**a” rapper was allegedly involved in gang fight between Bloods and Crips in a Queens correctional facility last month.

Reports TMZ:

Shmurda and 5 other inmates were cleaning house during the brawl last month in Otis Bantum Correctional Center … according to law enforcement sources. 

We’re told the brawl was in full swing when guards came upon the inmates punching the crap out of each other. A little color commentary — the combatants included an accused burglar, shmurderer, sodomist, and kidnapper. 

Jail officials believe it was a Bloods and Crips thing — we’re told 4 of the inmates, including Bobby, are Crips … while the other 2 are Bloods. Guards broke up the melee with 3 blasts of a pepper spray like “chemical agent.” 

Shmurda’s locked up awaiting trial on conspiracy charges. His attorney had no comment on the jail brawl … which, by the way, went down on April 15.

Wait, wasn’t Bobby supposed to be in protective custody?

Sh*t is real behind those walls.

Photo: Hip-Hop Wired

The post Bobby Shmurda Involved In Bloods vs. Crips Brawl appeared first on Hip-Hop Wired.

Hip-Hop Wired

FOX’s Empire & Empire Distribution Involved In Ugly Legal Battle

It can’t be stressed enough how FOX’s Empire series catapulted to the front of the pack, exceeding all expectations and projections.

Which, has left a bad taste in the mouths of Empire Distribution, one of the most trustworthy music distribution services ever created. Ironically, Empire Distribution specializes in the realm of Hip-Hop and R&B, and have been responsible for servicing your favorite websites (Hip-Hop Wired included) and blogs with music from the likes of Kendrick Lamar, Freddie Gibbs, Too $ hort, Snoop Dogg–you name it.

Yesterday, March 23, Twentieth Century Fox Television filed a federal lawsuit after the five-year-old Empire Distribution began to lay claim to the name.

In a press release sent to Hip-Hop Wired, Empire Distribution CEO Ghazi Shami explained, “FOX’s Empire television program has created significant confusion with EMPIRE’s products and services. Customers, artists and business partners have all expressed confusion to my employees, artists, and me as to whether the Empire program has any affiliation or business relationship with EMPIRE. It does not.”

Shami continued, “Fox, through the Empire program, advertises, distributes, and streams music and sells downloads under the ‘Empire’ mark. This music shares the same search terms as EMPIRE’s music, the musical genres are identical, and the songs and albums are positioned in close proximity in online outlets such as iTunes, Google Play, Amazon.com, and Spotify. It isn’t just a fictional show; they are functioning as a record label in the real world,” said Shami. “This only makes the public confusion worse.”

Michael Hobbs, a partner with Troutman Sanders LLP, is representing Empire Distribution in the case and alleges that they reached out to FOX several times to solve the matter but were spurned at the mere thought. “The only alternative with which we are left is to litigate, which we will do vigorously to protect our client’s valuable rights,” Hobbs said.

According to TMZ, FOX’s said lawsuit is asking a judge to shoot Empire Distribution’s demand of $ 5 million if the show uses Empire Distribution’s artists as regulars or $ 8 million outright.

This is even uglier than Vernon Turner’s exit.


Photo: FOX

The post FOX’s Empire & Empire Distribution Involved In Ugly Legal Battle appeared first on Hip-Hop Wired.

Hip-Hop Wired

FOX’s Empire & Empire Distribution Involved In Ugly Legal Battle

It can’t be stressed enough how FOX’s Empire series catapulted to the front of the pack, exceeding all expectations and projections.

Which, has left a bad taste in the mouths of Empire Distribution, one of the most trustworthy music distribution services ever created. Ironically, Empire Distribution specializes in the realm of Hip-Hop and R&B, and have been responsible for servicing your favorite websites (Hip-Hop Wired included) and blogs with music from the likes of Kendrick Lamar, Freddie Gibbs, Too $ hort, Snoop Dogg–you name it.

Yesterday, March 23, Twentieth Century Fox Television filed a federal lawsuit after the five-year-old Empire Distribution began to lay claim to the name.

In a press release sent to Hip-Hop Wired, Empire Distribution CEO Ghazi Shami explained, “FOX’s Empire television program has created significant confusion with EMPIRE’s products and services. Customers, artists and business partners have all expressed confusion to my employees, artists, and me as to whether the Empire program has any affiliation or business relationship with EMPIRE. It does not.”

Shami continued, “Fox, through the Empire program, advertises, distributes, and streams music and sells downloads under the ‘Empire’ mark. This music shares the same search terms as EMPIRE’s music, the musical genres are identical, and the songs and albums are positioned in close proximity in online outlets such as iTunes, Google Play, Amazon.com, and Spotify. It isn’t just a fictional show; they are functioning as a record label in the real world,” said Shami. “This only makes the public confusion worse.”

Michael Hobbs, a partner with Troutman Sanders LLP, is representing Empire Distribution in the case and alleges that they reached out to FOX several times to solve the matter but were spurned at the mere thought. “The only alternative with which we are left is to litigate, which we will do vigorously to protect our client’s valuable rights,” Hobbs said.

According to TMZ, FOX’s said lawsuit is asking a judge to shoot Empire Distribution’s demand of $ 5 million if the show uses Empire Distribution’s artists as regulars or $ 8 million outright.

This is even uglier than Vernon Turner’s exit.


Photo: FOX

The post FOX’s Empire & Empire Distribution Involved In Ugly Legal Battle appeared first on Hip-Hop Wired.

Hip-Hop Wired

Was Foul Play Involved In Bobbi Kristina’s Medical Crisis?

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